Q: What is a car title loan?

A: A car title loan is a type of secured loan in which your vehicle equity is used as collateral. The more your car is worth, the more money you can get.

Q: How does a car title loan work?

A: Instead of using your credit history to secure your loan, title lenders use your car as collateral. You temporarily hand over the title of your vehicle to the lender, but get it back as soon as the last loan payment is made.

Q: How old do I need to be to take out a title loan?

A: We require our borrowers to be 18 years of age or older and present a valid photo I.D.

Q: What if I have bad credit or have filed for bankruptcy?

A: That’s ok! Taking out a car title loan doesn’t require a credit check, so whether you have bad credit, no credit, or bankruptcy on file, you can still apply and be approved for a car title loan.

Q: How do I apply?

A: You can get started right now! Fill out the form on this page or give us a call and speak with one of our representatives. Applying takes just minutes and only requires a few pieces of information, including your most up-to-date contact information and the make, model, style, year, and mileage of your car.

Orange County car title loan agent
Call Us:(855)214-3251

PremiumLoans may act as the broker for the loan, and may not be the direct lender.
All loan applications are subject to meeting our credit criteria, which includes providing acceptable property as collateral. Consumers need to demonstrate ability to repay the loan.
Loans made or arranged pursuant to a California Finance Lenders Law License.

PremiumLoans is located at 1276 E Colorado Blvd #208, Pasadena, CA 91106

Loans made pursuant to the California Department of Business Oversight Finance Lenders license Préstamos efectuados de conformidad con el Department of Business Oversight [Departamento de Supervisión de Empresas] Finanzas licencia prestamistas de California.